With a comprehensively audited performance history—$300+ million in loans awarded, zero loss of investor capital, our lending strategy is a secure way to compound wealth.
Diversify from stocks and bonds, preserve your capital and protect it from inflation, and save on taxes with a self-directed IRA.
Designed for investors seeking flexible, liquid, and high-yield investments.
In the bar graph below, you can compare the 10-year annualized pre-tax return percentage across a variety of asset classes. The Trophy Point annualized pre-tax return percentage of 8% delivers equity-like returns without the anxiety of variance. This consistent high-yield return performance from Trophy Point makes it a stable investment choice.
Sources: BlackRock Investment Institute, with data from Refinitiv Datastream, January 2026.
In the line graph below, you can compare the earnings of a $100,000 investment as a Trophy Point Self-Directed IRA/401k earning 8% interest, re-invested quarterly, over a period of 25 years against that same amount receiving quarterly distributions of $8,000 per year.
As a simple investment example, Alex is a 35 year old professional who has invested $100,000 in an IRA account from her employer. She chooses to transfer the entire amount into an Retirement account with Trophy Point. She earns 8% interest (compounded quarterly) on her principal, which is re-invested every quarter. After 25 years, Alex is ready to retire at 60 years old, and her account has grown to $724,464. She then decides to begin distributions of the 8% interest, amounting to $57,957 annually. If instead she had decided to invest $100,000 in cash without quarterly re-investment, and she received the quarterly interest payments of $8,000 per year, after 25 years she would only have $300,000. Over time, re-investment is the clear way to compound wealth.
| Fund Name | Trophy Point Investment Group LLC (Atlanta, GA) |
|---|---|
| Fund Investor Offering | LLC – Fixed-Rate/Income Debenture Notes offered to Investors |
| Fund Purpose | Generate higher yield via private real estate, secured loans to individuals on fix & flip or buy-rent-refinance strategies on single-family and multifamily assets at 6-11 month terms. |
| Track Record (Inception Aug 2020) | 64 months: $300+ million lent across 1395+ loans as of December 2025 |
| Fund Size | $133 million / 471 active loans as of December 2025 |
| Partner's Equity | Partners Equity + First Loss Capital –> $8 million |
| Risk Profile |
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| Investor Security | Debenture Note on all assets (the loans) of LLC; all investors equal in seniority |
| Fund Term | LLC evergreen, Investor Debenture Note is 60 months |
| Redemptions |
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| Note Fixed Rate Yields (based on investment amount) |
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| Interest Distribution Frequency | Monthly for Liquid Notes & Quarterly for Standard & Retirement |
| Option to auto-invest/compound | Yes, on a monthly (Liquid Notes) & quarterly basis (Standard & Retirement) |
| Distributions Start | Upon Investing |
| Tax Treatment | Investors receive 1099-INT for Standard & Liquid Investments. No tax treatment for Retirement Investments. |
| IRA Investment Option | Yes – 8%. Minimum investment $25,000 |
| Must be accredited | Investment in this fund is limited to accredited investors only, as defined under Rule 501 of Regulation D. In accordance with Rule 506(c), we will take reasonable steps to verify that all investors meet accredited investor criteria prior to accepting any investment. Prospective investors will be required to provide documentation to verify their accredited status. |
| Reporting Frequency | Quarterly with monthly supplemental updates |
| Contact Info | Max Wunderlich, Investor Relations |
The date of your investment receipt determines when interest begins to accrue. For example, If we receive your investment on January 15th, interest begins to accrue on February 1st. Your Q1 interest payment will equal two months, February and March.
You are being issued a fixed-rate debenture note similar to a bond. Your earnings are taxed as interest, and you will be issued a 1099-INT in January following the close of each calendar year.
Trophy Point reports quarterly statements of account balances (sent via an automated
email; check your Updates Tab if your email provider has one), and we pay each calendar quarter. For example, Q1 ends on the 31st of March. Interest payments are typically processed/paid within the first 7-14 days of the following month (for example, 7-14 April for Q1 payments).
No, Trophy Point Capital’s fund does not have a formal gate provision that caps the percentage of redemptions payable in a given period. Instead, redemptions are processed on a first-in, first-out basis, subject to applicable lock-up periods and advance notice requirements, and are always subject to Trophy Point Capital’s discretion based on available liquidity.
Trophy Point Capital reserves the right, in its sole discretion, to modify, amend, or withdraw all or any portion of the offering at any time prior to closing. The company may also accept or reject any prospective investment in whole or in part, for any reason or no reason at all, and may allot to any prospective investor less than the amount they requested. Additionally, Trophy Point Capital may void any investment made by an investor who is not qualified to participate in the offering or whose accredited investor status cannot be adequately verified. Trophy Point Capital and its members bear no liability to any offeree or investor arising from any of these actions.
Trophy Point Capital Management holds sole discretion to set and adjust the interest rate payable on the Notes at any time. These decisions may be influenced by the company’s capital requirements, competitive market rates for similar securities, and overall profitability. As a result, the interest rates offered on the Notes may be higher or lower than rates that might otherwise be negotiated at arm’s length.
Trophy Point Capital Management has discretion to accept or reject redemption requests, determine the timing of any redemptions, and decide whether to reinvest interest payments or return them to noteholders. These decisions may be influenced by the company’s liquidity needs, which may not always align with individual noteholders’ interests.
Important Notes – Trophy Point Capital reserves the right, in its sole discretion, to:● Modify, amend, or withdraw all or any portion of the offering at any time prior to closing● Accept or reject any prospective investment, in whole or in part, for any reason or no reason● Allot to any prospective investor less than the amount requested● Void any investment made by an investor who is not qualified to participate or whose accredited investor status cannot be adequately verified● Set and adjust the interest rate payable on the Notes at any time, based on capital requirements, competitive market rates, and overall profitability● Accept or reject redemption requests and determine the timing of any redemptions● Decide whether to reinvest interest payments or return them to noteholders based on the company’s liquidity needs
Trophy Point Capital and its members bear no liability to any offeree or investor arising from the exercise of any of the above rights.
Complete our Redemption Request Form
Note: all investments carry a 18-month initial lockup period, and we require a 90-day notice to process redemptions. Redemptions are processed on a first in, first out (FIFO) basis. Your oldest investments will be redeemed first.
Since we are a lending fund that frequently deploys capital in term loans of 6-12 months, we cannot honor requests for early redemption. We are not to be thought of as a CD or Bank-like product. If there is a personal or family emergency requiring money, please contact Samir Patel at [email protected] with the amount you are seeking, and we will do our best to accommodate.
The Notes will rank equally in right of payment with all existing and future
unsubordinated, unsecured indebtedness of TPIG, and will be senior in right of payment to any future indebtedness of TPIG that by its terms is expressly subordinated to the Notes.
The Notes are senior to TPIG’s partners or membership interests. Partner’s pledge to assume “first loss” as defined by any loss of principal from loans or capital placements TPIG originates up to their entire equity balance or membership interest value.
Partners will notify investors via email of any significant drop defined as reduction of 25% or more of their equity interest.
The Notes will be effectively subordinated to any secured indebtedness of TPIG to the extent of the value of the assets securing such indebtedness.
Complete the Change of Address Form
We typically ask investors once a year to update/confirm their address as we send out mailers and the occasional gift.
Complete the Add/Change Beneficiary Form
Note: we will use the most recent submission to finalize your beneficiaries.
Complete our Investment Interest Distribution Form
You can change from 100% Payout to 100% Reinvest or vice versa.
Complete our Change in Banking Information Form
Please ensure your Routing number is acceptable for ACH (i.e., do not send the routing number for wires… this is a common mistake and will delay your payments).
Yes, you can. However, you are responsible for any tax-related implications.
To rename or transfer your account, please do two things:
To invest additional funds, complete our Registration Form. Check Existing Investor and fill in the amount of new investment.
We will respond with an email confirmation of funds received and your Promissory Note.
Our tiers are below:
Standard Investments – Non-Retirement
Self-Directed Investments – Retirement (SD-IRA/401K)
Unfortunately, we are prohibited from paying referral fees (defined as a percentage of capital introduced) unless you are an SEC Registered Investment Advisor (RIA).
Yes, we do, every April/May in Atlanta. We usually publish details for the annual meeting in August/September. You are most welcome to attend and bring your spouse, friends, and other interested guests. Samir will present on our performance and answer questions for as long as necessary. Food, valet parking, and an open bar are included.
The issue date of a promissory note is reset when an interest rate upgrade occurs to reflect the beginning of a new loan term under revised financial terms. An interest rate upgrade typically signifies a renegotiation or amendment of the original agreement, which may alter the repayment structure, total interest payable, and other material terms. Resetting the issue date ensures that all accounting, interest calculations, and legal obligations align accurately with the updated terms, providing clarity for both parties and maintaining the integrity of the note’s enforceability.
Private real estate is a secure, income-producing investment to build wealth. Trophy Point Capital is a private fund seeking to finance investments that earn an above-average return while reducing risk for investors as much as possible. To reduce risk, we have a vigorous underwriting procedure and only offer short-term, asset-backed loans to successful high credit borrowers.
With over $300 million in loans awarded and zero loss of investor capital, our strategy has a proven track record. Our personal investment of $8 million further mitigates risk for our investors, as any losses are absorbed by our personal investment first.
We have first-hand knowledge of every industry that we are invested in and are dedicated to understanding the latest trends, regulations, and the overall market environment. We are not licensed or regulated by any government entity. Our focus on high-yield returns directly helps the people and businesses we invest in, as it also reduces the investment risk.
Trophy Point Capital can only work with Accredited Investors at this time. Answers these three questions to see if you qualify.
Please fill out your name, email address, and phone number to receive additional information about our fund.
Our fund is only available to Accredited Investors at this time. It doesn’t look like you qualify yet… Signing up for our email list helps you learn more about investment opportunities and receive fund updates.
